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Longitudinal Study: HILDA
Title: Twenty years of the superannuation guarantee: The verdict
Authors: Simon, Kelly 
Institution: CPA Australia
Publication Date: Aug-2013
Publisher: CPA Australia Ltd
Pages: 33
Keywords: household savings
ageing population
superannuation guarantee
household debt
Abstract: The Superannuation Guarantee scheme has markedly increased retirement savings held in superannuation. The perceived increase in wealth from SG contributions, growing superannuation balances and rising house prices have persuaded people to use debt to fund a higher current living standard. This was not an objective when Australia’s retirement savings policy was developed. It is now 20 years since the SG was introduced, and superannuation savings minus household debt effectively equals zero.
ISBN: 978-1-921742-41-5
Keywords: Families -- Households; Income & Finance -- Debt; Ageing; Ageing -- Superannuation usage and finance for aged care; Ageing -- Retirement
Research collection: Reports and technical papers
Appears in Collections:Reports

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